Introduction
Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. It allows users to make payments in person, online, and in-app using their iPhone, iPad, or Apple Watch. Instead of having to dig through your purse or wallet for a credit or debit card, Apple Pay allows you to store multiple cards securely on your device.
When making a purchase through Apple Pay, your credit or debit card information is replaced with a unique device account number. This means that your personal information is never shared with the merchant, making for a more secure transaction. It’s no wonder that Apple Pay has become a popular payment option for those with iOS devices.
Advantages of Apple Pay
One of the main advantages of Apple Pay is its seamless and secure transactions. With the simple touch of your finger (or face), you can make a payment without having to dig through your wallet. Additionally, because your credit or debit card information is replaced with a unique device account number, you can rest assured that your personal information is secure.
Another advantage of using Apple Pay is its convenience. You no longer have to worry about carrying around multiple credit or debit cards, as you can store them all securely on your device. Plus, with the ability to make payments in person, online, and in-app, you can use Apple Pay for all of your shopping needs.
How to Setup Apple Pay
Setting up Apple Pay on your iOS device is a simple process. Here’s a step-by-step guide:
- Open the Wallet app on your iPhone or iPad.
- Tap the ‘+’ icon in the upper right-hand corner.
- Follow the prompts to add a credit or debit card. You can either manually enter your card information or use your device’s camera to scan the card.
- Verify your card by following the instructions sent by your bank or card issuer.
The Option of Getting Cash Back with Apple Pay
Now, onto the question of whether you can get cash back with Apple Pay. The answer is yes – there are a few different ways to earn cash back with Apple Pay. One way is through retailer rewards or discounts.
Many retailers offer exclusive discounts or rewards when you use Apple Pay for purchases. For example, Walgreens offers exclusive deals to those who use Walgreens Balance Rewards with Apple Pay. Similarly, Nike recently offered a 20% discount for those who used Apple Pay to make a purchase on their website.
Another option for earning cash back with Apple Pay is through credit card rewards. Some credit cards offer cash back or other rewards when you use them through Apple Pay. For example, the Discover it® Cashback Match™ card offers 5% cash back on rotating categories when you use Apple Pay, on up to $1,500 in purchases per quarter.
Compared to traditional cash back options, using Apple Pay can be a more secure and convenient option. Plus, the potential for exclusive retailer rewards or credit card rewards can make choosing Apple Pay for your purchases even more enticing.
Availability of Cash Back with Apple Pay
So, what merchants offer cash back with Apple Pay? Here are a few popular ones:
- Walgreens
- Dunkin’ Donuts
- Panera Bread
- Uber Eats
- Postmates
The amount of cash back you can receive varies by merchant and promotional periods. For example, Walgreens offers 3% cash rewards on purchases made with an enrolled card through Apple Pay. Similarly, Dunkin’ Donuts offers a $10 bonus on your first purchase of $25 or more made through Apple Pay.
How to Maximize Your Cash Back with Apple Pay
Want to get the most cash back possible with Apple Pay? Here are a few tips:
- Take advantage of promotional periods: Many merchants offer exclusive Apple Pay deals during certain periods. Make sure to check for these deals before making a purchase.
- Use the right credit or debit card: Some cards offer more rewards for using Apple Pay than others. Be sure to check with your bank or card issuer to see if they offer any exclusive rewards for using Apple Pay.
- Maximize your purchases: If you’re planning on making a large purchase, consider using Apple Pay to maximize your cash back rewards.
Conclusion
In conclusion, getting cash back with Apple Pay is not only possible but can be a convenient and secure way to make purchases. By following our step-by-step guide on how to set up Apple Pay, exploring the different options for earning cash back, and maximizing your rewards, you can make the most of this popular payment system.
So, next time you’re considering making a purchase, why not try using Apple Pay? Who knows – you could end up earning some extra cash back along the way.
